Daily Current Affairs – 28 February 2026
English | Page 9 | Government Schemes
1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
Objective: Financial inclusion by providing banking services to every household.
Ministry: Ministry of Finance.
Significance:
- Direct Benefit Transfer (DBT)
- Reduction of leakages
- Empowerment of the poor
🌾 2. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Objective: Direct income support to small and marginal farmers.
Ministry: Ministry of Agriculture & Farmers’ Welfare.
Exam Link: Agricultural income security and rural welfare.
🏠 3. Pradhan Mantri Awas Yojana (PMAY)
Objective: Housing for All (Urban & Rural components).
Focus Areas:
- Affordable housing
- Subsidized home loans
- Urban development
💧 4. Jal Jeevan Mission
Objective: Provide functional tap water connections to rural households.
Ministry: Ministry of Jal Shakti.
Relevance: Public health and rural development.
5. National Green Hydrogen Mission
Objective: Promote clean energy transition and reduce carbon emissions.
Linkage: Climate commitments + Energy security.
6. Digital India Programme
Objective: Transform India into a digitally empowered society and knowledge economy.
Governance Impact:
- Transparency
- E-Governance
- Digital literacy
7. Beti Bachao Beti Padhao
Objective: Promote girl child education and prevent gender discrimination.
Exam Angle: Gender equality and social justice.
🎯 Prelims Quick Revision
- PMJDY – Financial Inclusion
- PM-KISAN – Direct income support
- PMAY – Housing for All
- Jal Jeevan Mission – Drinking Water
- Green Hydrogen Mission – Clean Energy
Mains Practice Question
“Government welfare schemes play a critical role in inclusive development.” Discuss with suitable examples. (250 words)
📘 Governance + Welfare + Inclusion = Strong GS Paper 2 Answers
© 2026 Shaktimatha Learning – Governance Excellence Series
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